Need an appraisal in Spokane or Spokane County?

Here are the top 7 reasons WA homeowners use Richardson Appraisal Service:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To reduce your mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a WA divorce, where real estate needs to be divided
To settle an estate in WA by determining the true market value of real estate in question

Own a house in or near Spokane, WA and need help determining the price of it?
Contact Richardson Appraisal Service.

We at Richardson Appraisal Service understand the individual needs of a consumer seeking appraisal services. Our regular business clients are used to the appraisal process and the customary documents we provide. Being a person not in the real estate field that ordinarily doesn't see an appraisal every day,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Richardson Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Richardson Appraisal Service, we're experienced in helping consumers just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenge Spokane county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that's going down or not appreciating as much as other properties nearby. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Richardson Appraisal Service is your chief weapon.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. An appraisal from Richardson Appraisal Service can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for accuracy? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.